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Credit Cards vs e-Wallets – The Pros and Cons

The online gambling industry has developed at an incredible rate ever since its inception back in the mid-1990s. In today’s thriving market, online gambling encompasses thousands of casinos, sportsbooks, games, bonuses, promotions, tournaments and other offers. However, it can also be an unsafe place for players, as not all casinos operate with good intentions.

It is vital for potential players to find a trustworthy casino that has a variety of payment methods available. To gamble online, you will have to provide your personal and financial information to a casino, so it is a must that you choose the casino carefully. The best way to choose a casino is by researching its reputation, reviewing its certificates and licenses, and understanding the banking options available at the site.

There are loads of banking methods available at We offer many of the most popular methods, including credit and debit cards and e-Wallets. In this article, we explore the pros and cons of these two popular banking methods. It is important to understand the different features of each before deciding which to use.

Credit and Debit Cards - Convenience for All

Here at, we accept a number of credit and debit cards, including MasterCard and Visa for both depositing funds into your account and withdrawing funds. Credit and debit cards are among the most popular payment methods in the online gambling industry. Here’s are the advantages and disadvantages.


  • Convenience and ease of use
  • Fast transaction processing time
  • Two-factor authentication


  • Concerns over security
  • Potential restrictions or limitations

The main reason why credit and debit cards are so popular with online gamblers is that they are incredibly convenient. Most people possess a credit or debit card. Therefore, using this payment method for gambling is not seen as anything more than making a simple online transaction. In addition to convenience, credit and debit cards offer online gamblers many more advantages. For instance, transactions are usually fast and processed within a few minutes.

However, many people do worry about supplying their card details online. As mentioned before, not all online casinos are trustworthy and honest. There are casinos that use rigged games or do not pay out to players who have won fair and square. In addition, the risk of credit card fraud is always a concern.  

Furthermore, some countries ban the use of credit cards for gambling. Credit card companies are also aware of fraud protection policies and may even delay or prevent processing of payments to online gambling sites. The credit card company does this to protect its customers from any fraudulent activities. However, this can still be quite a nuisance, as players may not be able to deposit or withdraw funds from their account in a timely manner.

Credit card companies may also ban certain transactions to various casino sites. If the credit card company does not view the casino as a legitimate site, it may reject any transactions into and from the site. As a result, players may need to look for alternative payment methods to complete transfers from and into their online gambling account.

Credit and debit cards provide convenience and ease of use for online gambling but this may be mitigated by techniques used to reduce potential risks. If you truly want to enjoy using your credit/debit card for online gambling, you should make sure you are playing at a trustworthy site, to avoid any limitations or complications.

Thankfully, using your bankcard at is straightforward. We require our players to complete the KYC process before they are able to deposit and withdraw funds freely. By doing this, we ensure that there are no fraudulent transactions and that our players are who they say they are. This greatly reduces the likelihood of members experiencing fraud as a consequence of playing with us.

e-Wallets – Privacy with Fees 

The other main payment method that is available at is e-Wallets. We have a variety of e-Wallets available at our site, such as Skrill and Neteller. Over time, e-Wallets have become one of the most popular banking options for players at online casinos. In fact, some e-Wallets were created specifically with online gamblers in mind. e-Wallets offer a similar level of convenience to credit and debit cards but they are arguably even more secure, as we will discuss below.


  • Fast transactions and flexibility
  • Exclusive offers and increased security


  • Potential limitation in number of currencies
  • e-Wallets usually charge fees

One of the main advantages to using e-Wallets for online gambling is the fast transaction speed and widespread acceptance. Much like credit cards, e-Wallets are accepted at the majority of online casinos. They offer very similar benefits although e-Wallets are arguably more secure as at no point does the player have to share any financial or personal details with the online casino.

In addition to a slightly more secure method of completing transactions, e-Wallets also offer more flexibility than credit cards. Players can fund their e-Wallets in a variety of ways. The exact methods available depend on the e-Wallet in question; however, usually it is possible through direct bank transfers, bankcards, and more. This makes it easy for players to top up their funds when necessary and withdraw their winnings when possible. Furthermore, many e-Wallets also offer their customers exclusive offers, such as bonuses and promotions, which can be a massive advantage for players.

Unfortunately, using e-Wallets also involves risks, just like using bankcards. No technology is 100% secure and if an e-Wallet is hacked, then players’ private information is likely to be exposed. There is also a risk of losing access to the e-Wallet account if the user forgets the login credentials or if the service provider freezes the account due to security reasons.

Furthermore, e-Wallets may also support a limited number of currencies. This is not the case for all e-Wallets, but certainly a few of them. If an e-Wallet does not support a player’s preferred currency, then they may find that they have to pay currency conversion fees. Furthermore, the vast majority of e-Wallets charge customers fees for withdrawing funds and many will also charge top up fees.

One area where e-Wallets easily surpass bankcards is withdrawals. Withdrawing from a casino to a bankcard can take several business days. When withdrawing to an e-Wallet, the funds usually arrive within seconds once the casino has processed the withdrawal request.

Here at, players are able to use a number of leading e-Wallets to top up their accounts and withdraw winnings. Deposits using e-Wallets are processed instantly and the withdrawal times are significantly shorter then when using a bankcard. While it is true that more currencies are available when using a bankcard, all of the major currencies are available with e-Wallets.

In summary, e-Wallet users enjoy various benefits when gambling online, including convenience, widespread acceptance, security, and fast transaction speeds. Furthermore, as noted, the e-Wallets often run loyalty schemes and these can lead to many more benefits and rewards.

Comparing Credit/Debit Cards and e-Wallets

Credit/debit cards and e-Wallets both are incredibly popular payment methods and each offers a variety of benefits. The vast majority of online casino players use one of the two and this seems unlikely to change despite the rise of alternative payment methods. Here are a few things to keep in mind about each.

Security– In general, e-Wallets are considered to be safer and more private than bankcards. The reason for this is that e-Wallets remove the need to provide a casino with personal banking information. However, both methods are highly secure and offer several layers of security, such as a two-factor authentication. This ensures that users are fully aware of all transactions from their account before they are carried out.

Ease of Use– Credit card users generally find it easier to use their cards for online gambling compared to e-Wallet users. Particularly for users who are not the most tech-savvy. To add funds using a credit card, players need to simply add in their card details and deposit. e-Wallets, on the other hand, may require additional steps to complete transactions, such as the setting up of an account and the funding of the e-Wallet.

Transaction Fees– It is rare for online casinos to charge fees for deposits while fees for withdrawals vary greatly. However, most e-Wallets charge a fee for transferring funds from the e-Wallet to a bank account. There may also be fees for topping up e-Wallets and also for each transaction carried out (although, this is rare).

A Matter of Personal Preference

Credit/debit cards and e-Wallets both offer several advantages and disadvantages. While the convenience of bankcards is hard to beat, many people prefer the privacy that e-Wallets offer. Ultimately, both offer an easy way to deposit and withdraw at and which you use will be up to your personal preferences.

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